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VP, Auto Origination & Pricing Model Validation Director

Santander Holdings USA Inc

VP, Auto Origination & Pricing Model Validation Director

Florham Park, United States of America

The Director, Model Validation for auto origination and pricing, will be responsible for conducting independent validation of models used for auto origination and pricing, with regulatory guidance on model risk SR11-07 and other regulatory requirements. S/he will be responsible for and lead robust validations, quality of effective challenge and validation reports of a wide variety of models against US supervisory guidance, established internal standards. Furthermore, the person is expected to lead the day-to-day governance responsibilities such as ongoing performance monitoring, orderly remediation of findings, and annual reviews.
• Evaluates model assumptions and weaknesses, prepares reports describing the results of the validation analyses and list the recommendations for addressing any issues identified
• Conducts robust validations of a wide variety of models against established standards, developing benchmark, challenger and replication models where applicable
• Manages the resolution of findings with model owners and developers
• Partners with model owners and developers to understand the business context for model use, producing technical guidance and adding value to the business process
• Reviews ongoing model performance, assess overall model health within a given framework, identify potential problems and work with stakeholders to resolve issues identified.

Qualifications
• PhD or Master’s degree in Statistics, Economics, Mathematics or other relevant field of study.
• Experience: 9+ years of experience in Model Development and/or Validation, prior experience of Auto business models is a plus.
• Hands on programming skills required in common programming languages and packages like SAS, R, python, C++, etc. Fluency is Query languages like SQL is also desired.
• Solid communication and writing skills are required. Ability to communicate and work with senior management, auditors and regulators.
• Excellent quantitative and qualitative analysis skills, outstanding time and stress management skills, team-work spirit. Ability to apply mathematical and programming skill in a highly practical way in order to solve problems.

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

Masters of Science (MS) English

Primary Location: Dallas, TX, Dallas

Other Locations: New Jersey-Florham Park,Texas-Dallas,New York-New York,Massachusetts-Boston

Organization: Santander Holdings USA, Inc.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Salary: $180,000 - $245,000/year

About the Company:
Santander Holdings USA Inc

Santander US is a diversified financial business with 17,200 employees serving 5.2 million customers and with over $147 billion assets. A wholly owned subsidiary of Madrid-based Banco Santander, S.A., Santander US incorporates six financial companies: Santander Bank, N.A., Santander Consumer USA Holdings Inc. (NYSE: SC), Banco Santander International of Miami, Santander Securities LLC of Boston, Santander US Capital Markets LLC of New York, and several other subsidiaries. Additionally, there is a branch of Banco Santander S.A. in New York.

Our purpose is to help people and businesses across the U.S. prosper. We aim to be the bank of choice in each of our markets and to enhance our position as a national leader in auto finance by acting responsibly and earning the lasting loyalty of our people, customers, shareholders and communities.

Company Size:
10,000 employees or more

Industry:
Financial Services

Founded:
0

Website:
https://www.santandercareers.com/search-jobs

Location: Dallas, TX

Posted: Oct. 4, 2024, 9:03 p.m.

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